Wave
vs
Xero

Wave vs Xero: Full Comparison 2025

Which is right for your team? Compare pricing, features, and more.

Wave

Free accounting software for small business

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Xero

Beautiful business accounting software

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Wave vs Xero: Feature Comparison

Feature
W Wave logo
Wave
X Xero logo
Xero
Pricing Freemium From $15/mo
Founded 2010

About Wave

Wave is a free cloud accounting software platform built for small businesses and freelancers. It offers unlimited invoicing, expense tracking, bank reconciliation, and financial reporting at no cost — earning revenue through payment processing and payroll add-ons. Wave is the most popular free accounting software alternative to QuickBooks.

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About Xero

Xero is a cloud-based accounting platform popular with small businesses and accountants. It offers invoicing, bank reconciliation, and payroll.

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